NOTICE
IMPORTANT LEGAL INFORMATION

COPYRIGHT © FLAGSTAR BANK, FSB 1999. ALL RIGHTS RESERVED.

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Flagstar Bank, FSB unless otherwise indicated.

 If you download any information from this site for your personal reference you shall not remove or obscure any copyright, trademark or other notices.

You may not copy, republish, redistribute, transmit, participate in the transmission of, create derivatives of, alter edit or exploit in any manner any material including by storage on retrieval systems, without the express written permission of Flagstar Bank.

Deliberate misuse of this site is expressly prohibited and Flagstar reserves the right to terminate your access to this site at any time for any reason and to advise the legal authorities of any misuse of this site including but not limited to hacking and the introduction of viruses.

TRADEMARKS
Flagstar, is the registered trademark of Flagstar Bank, FSB. or Flagstar Bank and/or Flagstar Bancorp, Inc. may also claim trademark and service mark rights in other marks contained in the pages.

USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages - and the terms, conditions, and descriptions that appear - are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance.

NON-DEPOSIT PRODUCTS
Non-deposit Investment and Insurance products are not deposits in or obligations of or guaranteed by Flagstar Bank or Flagstar Bancorp. Investment and insurance services and products are not bank deposits or insured by the Federal Deposit Insurance Corporation ("FDIC") or any other entity, and are subject to investment risks, including fluctuation in price and the possible loss of the principal amount invested.

NO WARRANTY
THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS - ARE PROVIDED "AS IS," "AS AVAILABLE". FLAGSTAR BANK DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NO LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY
IN NO EVENT WILL FLAGSTAR BANK OR FLAGSTAR BANCORP BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION: DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION,

 COMPUTER VIRUS OR LINK OR SYSTEM FAILURE, EVEN IF FLAGSTAR BANK, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. HYPERLINKS TO OTHER INTERNET RESOURCES ARE AT YOUR OWN RISK; THE CONTENT, ACCURACY, OPINIONS EXPRESSED, AND OTHER LINKS PROVIDED BY THESE RESOURCES ARE NOT INVESTIGATED, VERIFIED, MONITORED, OR ENDORSED BY FLAGSTAR BANCORP, OR FLAGSTAR BANK.

SUBMISSIONS.
All information submitted to Flagstar Bank via this site shall be deemed and remain the property of Flagstar Bank and Flagstar Bank shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this site provides Flagstar Bank through this site. Flagstar Bank shall not be subject to any obligations of confidentiality regarding submitted information except as specifically agreed or required by law.